40 Year Loans- California

 

40 Year Loans

 

40 Year loans allow California home buyers a means to qualify for higher loan amounts and reduce their monthly payments.

 

Get your Maximum Approval for Your 40 Year Loan Now!

 

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California 40 year loan, forty year loan, loans for 40 years

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Pre-Qualification service is FREE and there is no obligation for California homeowners thinking about refinancing their home or for California home buyers exploring their home buying options. We do not collect social security numbers and your credit will not be run.

 

40 year loans are mortgage loans financed over a period of 40 years. By increasing the number of years over which a loan is financed, a home buyer - or a homeowner is enabled to qualify for a higher loan amount or reduce the monthly mortgage payments from what one would pay on a loan amortized over a shorter time period i.e.- 30 year loan, 30 year loan, etc.

 

While 40 years may seem like a long time to finance a loan, savvy home buyers and homeowners are tending to choose this option if they realize they are not going to live in the same home for forty years.  In this sense, the homeowner or home buyer is more interested in the lower payments since they plan to sell the home and move (or refinance) in a shorter period of time.

 

Rates on a 40 year loan may be equally attractive as a 30 year loan; and in some cases, the rates may even be lower.  Some programs may also offer an "interest only option" for part of the 40 year loan.

 

A MidasFinancial.com loan consultant will be able to assist you in determining what type of 40 year loan may work best for you and your family.

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